The tier the roster cannot see.

Agency-to-client engagement terms, rates and ledgers. Same Vault, same connector, one more wall, and it is a different kind of wall than the one between two clients.

Restricted: visible because you are on the commercial allowlist.
This tier is absent from the roster, from /health, and from the usage report on the previous tab: excluded unconditionally, not gated behind a check that could be wrong. An AI session without the allowlist doesn't get refused when it asks for a rate; it is never told the scope exists. Never copy an amount from this page into a client scope, an artifact, or the hub.

engagements on file

both clients covered

records in the tier

clients with no record

roster fully covered

record stale >60d

the rate card

Engagements · the signed reality

Check here before quoting anything. This is the only place the real number lives.

Client	Fee	Summary	Updated
cedar-sage	$4,200/mo	Social + paid, twelve-month term signed March 2026. Ramp ran three months. Landing pages included while a campaign is live. Ad spend billed separately; client owns the account and the card.	Aug 2, 2026
lumen	$5,600/mo	Social + paid + content, twelve-month term signed January 2026. Carries the regulated-account uplift because every post takes a compliance read before it ships. Uplift is described as a percentage in the MSA and a flat figure in the invoice ledger. They do not currently agree.	Jul 28, 2026

Roster coverage

Every client we deliver for should have terms on file. A missing record is a client being served on a handshake.

cedar-sagecoveredMSA + rate on file
lumencoveredMSA + rate on file
agencyopenFieldbrook has no rate card for its own work

The uncomfortable one Fieldbrook prices two clients precisely and itself by feel. The service catalog carries three open > Confirm: items on pricing, and the oldest reads “we price this by feel on the call, which means we price it differently every time.” The gap system caught the agency's own pricing the same way it caught a client's warranty terms. It does not care whose file it is.

Reference & ledgers

Record	Summary	Updated
rate-card	Base retainer bands by service line, and the regulated-account uplift. Stale. The service catalog still carries three open `Confirm:` items on pricing: the base social band, whether the ads management fee is flat or a percentage, and where a site refresh stops being included.	Jun 14, 2026 stale
invoice-ledger	Per-client invoice history, payment dates, and outstanding balances.	Aug 14, 2026
scope-boundaries	What is inside a retainer and what gets scoped separately. The drift list.	Aug 9, 2026
margin-notes	Where the money actually is by service line, written honestly. Creative is folded into the retainer as if it were a rounding error and it is the largest consumer of Elliot's week.	Aug 9, 2026

Mock data on the demo. On a live vault these read from vault/commercial/, the allowlist is an env var, and coverage is enforced at build time by a test rather than by remembering. To change a record, file an update request with client="commercial". It lands in the queue on the first tab, visible only to this allowlist.